Checking Accounts • Cds and IRAs • Loans

CDs and IRAs

Capital Builder CD* Works like a savings account, pays CD rates. Open with as little as $1000, and then add to it in increments of $100 or more, as often as you like for the 18 month term. Build value quickly with the convenience and flexibility of a savings account and the returns of a CD.

"Take the Rate" Accelerator CD* Invest in the "Accelerator CD" at current 2-year CD rates. If rates rise, you have a one-time option to "take the rate" and earn the new rate for the remainder of the term. Just like buying a new CD at better rates. $1000 minimum.

We offer Individual Retirement Accounts (IRAs) for your retirement planning needs. You can make a contribution up to $3,000 per year plus an additional "catch-up" contribution limit of $500 for individuals age 50+. Call us at 210-496-6116, or e-mail us, for the most current rates and terms. We will help you determine whether an IRA will meet your needs.

  * Penalty for early withdrawal