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Personal Checking

Our Star Rewards Checking Account offers premium checking services to fit any lifestyle.*

  • Earn stated NOW account interest with no minimum balance
  • CD bonus rate (.20% above stated rate)
  • Unlimited check writing
  • Personalized checks at no charge
  • American Express Travelers checks for one with no issue charge
  • Free Cashiers Checks (up to six per month)
  • AD&D coverage at no additional charge
  • Identity Watch included at no additional charge
  • Identify Theft 911 included at no additional charge
  • Up to 75% savings on name brand products, entertainment, and hotels
  • Prescription drug and eyewear discounts
  • Low monthly service charge of $9.95
  • FREE BillPay and Online Banking

* Some restrictions apply

Our Regular Checking Account is for individuals making unlimited transactions.

  • $250 minimum opening balance
  • Maintain a minimum daily balance of $750 and avoid a $10 activity service charge per statement cycle and 10¢ per check
  • Unlimited transactions
  • Overdraft protection available
  • ATM and Debit card available
  • FREE BillPay and Online Banking


Our Lone Star Checking Account is economical and includes banking services that provide convenience and efficiency.

  • 50.00 minimum opening balance
  • Unlimited check writing

If your balance falls below $1,000 any day of the statement cycle, a monthly activity service charge of $5 will be assessed.

We offer a Golden Account for seniors, 62+

  • $250 minimum opening balance
  • Maintain an average daily balance of $1,000 and save a $5 activity service charge per statement cycle
  • Receive One FREE box of bank designed checks per year
  • FREE American Express Traveler's checks issued for one signer
  • ATM and Debit card available
  • FREE BillPay and Online Banking