Lone Star Capital Bank





		Notice of your Financial Privacy Rights We, our, and us, when used in this notice, mean Lone Star Capital Bank, N.A. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers: • Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n): • Deposit account • Loan account • Safe deposit box • Automobile lease we service • Mortgage brokerage services • All persons who use our trust department • All IRA accounts for which we act as custodian We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A nonaffiliated third party is a persona we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party." The Information We Collect We collect information about you from the following sources: • Information you give us on applications or other forms • Information about your transactions with us • Information about your transactions with other parties • Information from a consumer reporting agency • Information we receive as a result of verifying customer information Information We Disclose About You We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions. The Confidentiality, Security, and Integrity of Your Information We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. Information About Former Customers We do not disclose information about former customers, except as permitted by law. Internet Policy When you visit our website to view any pages, read product information, or use our online calculators and tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software to collect information for the strict purpose of tracking activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. The only information we normally collect and store is: • The name of your Internet Service Provider, • The website that referred you to us (if any), • The date and time the pages were accessed, and • The page or pages you requested. There are instances where you may elect to provide us with personal information. If you fill out one of our feedback or request forms or send us e-mail, you are transmitting the information that appears to you in the form of the message. This will typically include information like your name, mailing address, e-mail address, the kind of request you are making, and any other information necessary to fulfill your request. You never transfer personally identifying information that you do not enter yourself. This is always your option; this information cannot be collected unless you specifically elect to send it to us. This information is used internally only for the purpose of fulfilling the request or for contacting you directly and is not given or sold to any other organization.